Where to start
If a debt is not repaid, the first priority is to avoid relying only on verbal agreements. Collect all available evidence: a written acknowledgment of debt, a contract, bank transfers, correspondence, audio recordings, or other proof of the agreement.
Documents and evidence
The next step is a written demand to the debtor. It helps record the creditor’s position, the debt amount, the repayment deadline, and can become important evidence in court.
What to watch for
If the debtor ignores the demand, a claim can be prepared. The claim should correctly define the debt amount, possible interest, inflation losses, court fees, and supporting evidence.
How a lawyer can help
The earlier a lawyer reviews the documents, the easier it is to assess the prospects of the case and avoid losing time because of incorrect wording or missed deadlines.